Medicare Fraud Protection
How to protect your Medicare information, spot fraudulent charges on your Medicare Summary Notice, and report suspected Medicare fraud in the US.
How to Protect Your Medicare Information
Your Medicare Card Is Gold
Your Medicare card contains your Medicare number, which is linked to your Social Security Number. Guard it like you would your SSN card. Never carry it in your wallet. Never give your number to anyone who contacts you unsolicited — Medicare will never call you to ask for your number.
- Never give your Medicare number to door-to-door salespeople
- Never give it to anyone who offers "free" medical equipment or services in exchange for your number
- Be wary of unsolicited calls, texts, or emails claiming to be Medicare — Medicare initiates contact by mail only
- If you receive a Medicare card you didn't request, report it immediately at 1-800-MEDICARE
Spotting Fraud: Review Your Statements
Your Medicare Summary Notice (MSN) or Explanation of Benefits (EOB) arrives quarterly. Review every line:
- Check for services you didn't receive or dates you weren't at a doctor's office
- Look for equipment billed that you never received (wheelchairs, CPAP machines, braces)
- Verify provider names — fraudsters bill under real provider numbers
- Watch for identical services billed multiple times on the same date
What to Do If You Suspect Fraud
Call 1-800-MEDICARE (1-800-633-4227)
Available 24/7. Report any suspected fraud. They can launch an investigation and place a note on your account.
Report to HHS Office of Inspector General
Call 1-800-HHS-TIPS (1-800-447-8477) or report online at oig.hhs.gov. This is the federal office that prosecutes Medicare fraud.
Contact Your State SHIP Program
The State Health Insurance Assistance Program provides free, local Medicare counseling in every state. They can help you understand your rights and navigate fraud disputes.
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