Victim Support Resources
If you've been affected by a scam, you're not alone. Here are the crucial next steps and official reporting resources to help you recover and protect yourself going forward.
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π¨ Just got scammed in the last 24 hours?
See our step-by-step emergency guide β what to do by payment type, how to report it, and how to freeze your credit right now.
Immediate Action Plan
Take these steps within 24 hours of realizing you've been scammed:
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Freeze Your Credit Immediately
Contact all three credit bureaus β Equifax (1-800-685-1111), Experian (1-888-397-3742), and TransUnion (1-888-909-8872) β to place a credit freeze. This is free and prevents new accounts from being opened in your name.
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Report to the Appropriate Agency
File a report with the relevant government agency (see below). This creates an official record and helps law enforcement track patterns.
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Contact Your Financial Institutions
Call the number on the back of your credit/debit card. Report any unauthorized transactions. Ask about reversals and chargeback rights. Change passwords and enable 2FA on all financial accounts.
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Change Passwords & Enable 2FA
Change passwords on all accounts, starting with email and banking. Use a password manager to create strong, unique passwords. Enable two-factor authentication everywhere you can.
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Document Everything
Screenshot all communications, save transaction records, and note dates and amounts. This documentation is critical for investigations, chargebacks, and insurance claims.
Official Reporting Agencies
πΊπΈ United States
IC3 β Internet Crime Complaint Center
FBI's primary reporting center for internet crime and cybercrime complaints.
File Report at IC3.govπΊπΈ United States
FTC β Federal Trade Commission
For identity theft, scams, and fraud. Generates a personalized recovery plan at IdentityTheft.gov.
Report to FTCπ¨π¦ Canada
CAFC β Canadian Anti-Fraud Centre
Canada's central repository for fraud and cybercrime information and complaints.
Report to CAFCπ¬π§ United Kingdom
Action Fraud
UK's national reporting centre for fraud and cybercrime.
Report to Action Fraudπ¦πΊ Australia
ACSC β Australian Cyber Security Centre
Australian Government's cyber security reporting and advice centre.
Report to ACSC